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Understanding Insurance Timelines for Hail Damage in Missouri

Overview

Hailstorms are a common occurrence in Missouri, often leaving behind a trail of damage to homes, vehicles, and other property. When it comes to your roof, hail can cause significant damage that may not be immediately visible, making it crucial to act quickly. At Titan Roofing, we want to ensure you understand the insurance process and the importance of timelines to make the most of your coverage.

The Importance of Timely Action

Insurance companies often have strict timelines for filing claims related to hail damage. In Missouri, it’s essential to report any damage to your insurance provider as soon as possible, typically within a few days to a week after the storm, however depending on your insurance carrier, you may have up to 2 years after the storm to file your claim. The sooner we file your claim, the more likely it is that your insurance company will cover the necessary repairs or replacement costs.

Hail Damage on Shingle Roof

Assessment and Documentation

Once we’ve filed out your claim, your insurance company will likely send an adjuster to assess the damage. It’s important to have a professional roofing contractor, like Titan Roofing, present during the inspection. Our experienced team can help ensure that all damage is accurately assessed and documented, giving you the best chance of receiving full compensation.

The Window for Repairs

After the initial assessment, there’s often a specific window of time during which repairs must be completed. In Missouri, this window can vary depending on your insurance policy, but it’s generally within six months to a year from the date of the storm. Failing to complete repairs within this timeframe could result in a denial of coverage for any future claims related to the same storm.

Why Choose Titan Roofing?

At Titan Roofing, we’re committed to making the insurance process as smooth as possible for our clients. We’ll work with your insurance company to ensure all necessary repairs are covered and completed within the required timelines. Our team of experts uses only the highest quality materials, ensuring that your roof is not only repaired but improved to withstand future storms.

Don’t let hail damage go unchecked. Contact Titan Roofing today, and let us guide you through the insurance process to protect your home and your investment.

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